Info needed for the annual credit report: They'll ask some identifying questions like "which of these 5 banks do you hold a mortgage with" and "check on the box that most closely matches your mortgage payment" and "which of these .. If you've got two credit cards in good standing that date back to your 18th birthday, have paid off 3 different car loans in a timely fashion, and a home loan that's in great standing and several years old, it CERTAINLY won't be helpful to
You will find these houses ranging from just needing a little "cosmetic" work like landscaping or painting, to totally trashed out houses in need of some serious renovation. Some lenders and government agencies will let you buy a foreclosure with no down payment if your credit is good and they're anxious to have the home occupied, or if you have skills (carpentry, landscaping or even painting) that you can use to Don't let bad credit stop you from buying a home.
Improving my credit score General Questions. at this point this seems to be the only thing I have any control over. The other stuff that will raise my score is pretty much waiting until some bad stuff gets old enough to get rid of.
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Refinancing your home, and rolling a boat into your mortgage? I guess that's one way to get a pretty nice boat with a relatively small payment, but you are amortizing a depreciating asset over a very long period of time. I guess
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