But what if there's a way, using scores as well, to determine our risk of becoming an ID theft victim? With so much information about identity theft protection services out there, it can be difficult to distinguish among them.
Anyone can take scissors to a credit card, but it takes skill to cancel a card without nicking your credit score. Before you pick up your scissors, know this: Canceling a credit card the right way involves more than simply snipping it in two. . The customer service number is on your credit card, monthly statement and the issuer's website; the mailing address is also on the website and the monthly statement. 2. That way, if anything goes wrong, you will have all the facts recorded.
Knowing, understanding and monitoring your credit score is your responsibility, but it can feel overwhelming with so many options and services available. Just searching “my credit score” or “free credit report” on Google can
The Power to Protect | Official Blog Last week we took a look at the Electronic Frontier Foundation's secure messaging scorecard and made a list of nine mobile and Internet messaging services that scored well on privacy and security. Given all seven categories, the fact that Mxit and QQ aren't encrypting data in transit is why we are recommending that you do not use either of them, because your communications on both apps can be viewed in plain text as they
way to be proactive. However, I thought to write about a few considerations we should all be aware of before signing up with a fraud protection service like Lifelock or Trusted ID, which are two big names in the industry. What actions will the fraud protection company take in the event of a fraudulent charge on your credit card? TrustedID actually has a detailed set of terms and conditions that limits the company's liability and tells you what's covered. It helps to read a
Be sure to keep all subscriptions in a parent's name, not the child's name. Don't allow children to use your credit cards -- especially for online purchases -- without your permission and without your presence. Ask the following agencies about their identity protection policies: A report by Debix Identity Protection Services, a credit monitoring service, also suggests child ID crimes are on the rise, with 5 percent of 500 children showing proof of tampered identity.
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